Work injury and occupational illness death / disability
Employees will be injured, disabled or killed during work hours, in the workplace due to accidents, death, or work-related occupational diseases. We will calculate the compensation amount according to the per person death compensation limit stipulated in the insurance policy.
Medical expenses reimbursement
Employees who are unfortunately injured in work hours, workplace accidents or need to be treated for occupational diseases, we will compensate according to the provisions of the necessary and reasonable medical expenses for hospital treatments exceeding $100, and pay 95% of medical insurance. Gold, specifically includes:
1. Registration fee, treatment fee, surgery fee, inspection fee, medical fee, material fee, emergency car fare;
2. Bed fees, heating costs, air conditioning fees during hospital stay.
The amount of compensation under this amount paid by the insurer shall be limited to the limit of medical expenses per person as stipulated in the insurance policy.
Lost work allowance
Employees who have unfortunately suffered accidental injuries during work hours, workplace accidents, or temporary incapacity for occupational diseases last more than 5 days. We will pay the lost time allowance from the 6th day, $50 / person / day, 90 days per person For the limit, the cumulative time does not exceed 180 days;
Extended accidental disability during non-work (optional)
The coverage period extends to 24 hours a day during the insurance period. We will be liable for any death or disability caused by an accident, whether during the work or not. Medical expenses are not covered by compensation.