Description
Universal Insurance
$180.00
Universal Life Insurance
Universal insurance is a new type of life insurance product that combines the dual needs of financial management and security. Universal insurance Minimum guaranteed interest rate and historical annualized settlement rate (shown as expected income before March 5, 2018) Rate), the minimum guaranteed interest rate is generally 3.5%-4.5% (specifically based on the product), exceeding the minimum guarantee The portion of the interest rate is uncertain, and the actual settlement rate announced by the insurance company at the beginning of each month is subject to change. in The purchased universal insurance products will be automatically redeemed to the insured balance after expiration.
Additional information
| High profit | Historical settlement rate 6%-8% |
|---|---|
| Guaranteed | Insurance company provides minimum guarantee 3.5%-4.5% |
| Low threshold | Purchase from $10,000 full realization |
When can I apply for cashing?
After the insurance product hesitates (after your purchase) The day of the morning, the policy begins to take effect, 10 from However, in the future, you can apply for cash.
What is the hesitation period?
The hesitation period refers to the 10 natural days after the successful insurance. If you do not agree with the insurance contract, you can apply. Withdrawal of the contract, the insurance company agrees to the applicant’s application for surrender, cancels the contract and refunds the full amount already charged. Premium. According to the relevant regulations of the China Insurance Regulatory Commission, the insurance company will surrender within the hesitation period, and the insurance company will deduct no more than 10 yuan. In addition to the cost of the work, all premiums paid by the policyholder shall be refunded and no other fees shall be charged. If the insurance is surrendered during the period, the insured can get the full premium. The insured can submit the official website. Apply for surrender during the hesitation period.
Realizing borrowing
► Hold by platform Assets as Repayment source Personal loan
► Will be generated as one after application Pen “personal loan” loan”
► Other users buy this After borrowing money, Funds should be loaned to change Current applicant
► Applicant receives cash
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Product display “realizable”
Regular financial management Most products support realizing borrowing. The progress of each product is different. The product information indicates that “variable” is supported. If the product does not display “realizable”, it means that the loan is not variable.
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Product not expired
All products must be renewed from the remaining period of the maturity date of more than one day (inclusive).
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Account is not restricted
The account payment function is not restricted. Variable cash amount More than 100 yuan (including) can apply for monetization. The same fund can be fully realized, or it can be partially monetized.
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Asset has been determined
The assets to be purchased have been confirmed, and the insurance wealth management products need to hesitate
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